Ms. Ryan graduated from the University of Miami, School of Law in 1984 . Upon graduation, she clerked for the Honorable Sidney M. Weaver, then Chief Judge of the United States Bankruptcy Court for the Southern District of Florida. She is admitted to practice law in the Southern and Middle Districts of Florida and the U.S. Court of Appeals for the Eleventh Circuit.

In 1989, Ms. Ryan opened her own bankruptcy practice, concentrating primarily on consumer issues. In 1998 she merged her firm with a mid-sized firm and later was Of Counsel with the former Miami offices of Steel, Hector & Davis, LLP.  In October of 2004, Ms.  Ryan and Marcia T. Dunn, a Chapter 7 Trustee, opened Ryan & Dunn, P.A.   In November, 2010 Ms. Ryan continued with the bankruptcy practice as Ms. Dunn elected to return exclusively to her duties as a Chapter 7 Trustee. Ms. Ryan’s practice includes the representation of consumer debtors, business debtors, creditors, and trustees in  cases filed under Chapters 7, 11, 12 and 13.

Ms. Ryan is a past president of the Bankruptcy Bar Association of the Southern District of Florida, for which she has also chaired the Continuing Education Committee and its weekend retreats. She also founded and produced the Bar Association’s Newsletter and served, for many years, on the board of directors. Ms. Ryan has also been a member of the American Bankruptcy Institute, the American Bar Association, the National Association of Bankruptcy Trustees, the Commercial Law League, the International Women’s Insolvency and Restructuring Confederation, and is a former Director of the National Association of Consumer Bankruptcy Attorneys.

Ms. Ryan served as an adjunct Professor, teaching Bankruptcy Law and the Bankruptcy Clinic at St. Thomas University’s School of Law. She also served on the Law School’s Board of Advisors. Ms. Ryan has taught bankruptcy and creditor’s rights courses at Barry University and has been a visiting lecturer at the University of Miami and Nova Law Schools.

Ms. Ryan is currently certified as a mediator in civil matters and is on the approved list of mediators for the United States Bankruptcy Courts for the  Southern and Middle District of Florida.

Ms. Ryan provided her expertise to members of the National Bankruptcy Review Commission that was appointed by Congress to investigate and report on consumer bankruptcy issues and testified before a Congressional Committee in 1997 regarding the increase in personal bankruptcies and the crisis in consumer credit.